Swan Defined Risk Collective Investment Trust Funds (CITs)

For financial professional use only.
The State of the Defined Contribution Marketplace

It’s all about outcomes, right?

Advisors and participants need a solution focused on participant outcomes that addresses risk and smooths returns to help keep participants on track.

But, is that what the market offers? 

The industry seems to be product-oriented, focused on designing and marketing products that:

  • Are ‘easy to sell’
  • Fit’ a box or trend

These are NOT focused on what’s best for the investor.  Read more about the state of the retirement marketplace.

Stop the Fiduciary Insanity

Let’s look at the typical asset allocation of Target Date Funds (TDF) in 2007 vs 2017.  The portfolio construction for the average TDF is nearly the same in 2017 as it was in 2007, just before the 2008 Financial Crisis. So the industry is doing nearly the same thing, but should investors expect a different result?

Source: Zephyr StyleAdvisor, Morningstar.  The charts above show Morningstar category averages for Target Date Fund Series 2010 versus the Target Date Fund Series 2020.
We believe investors deserve better.

The time has come to put the Participant and the Advisor back in the driver’s seat towards achieving outcomes.

An Outcome-Oriented Solution

Collective Investment Funds Designed for the Participant’s Best Interest

There are five Swan Defined Risk Collective Funds.

  1. Defined Risk Income
  2. Defined Risk Conservative
  3. Defined Risk Moderate
  4. Defined Risk Moderate Growth
  5. Defined Risk Aggressive Growth

WHY and HOW — Learn more about the Swan Defined Risk Collective Funds.

Reduce Downside Risk with a Time-Tested Approach
These graphs show nine 10-year investment periods from January 1998 to December 2015, for the S&P 500 and the Swan Defined Risk Strategy Select Composite, net of fees. See here for more information and disclosures.

We developed our Defined Risk Strategy in 1997 as a way to offer our clients a distinctive, innovative tool for minimizing market risk.

The strategy is designed to protect investor portfolios from large market declines, while capturing much of the market’s appreciation over time.

  • Smoothing of returns can help reduce ‘statement shock’ and emotional reactions.
  • This helps participants remain invested and on track towards desired outcomes.
Protect Plan Participants from ‘Statement Shock’ by Minimizing Losses

 

Large losses create statement shock, often resulting in emotional reactions and poor decisions.

  • Minimizing the impact of large losses helps keep participants on track to desired outcomes.

 

Large losses are often followed by long recoveries, reducing portfolio growth.

  • By reducing drawdown and recovery time, participants benefit more from compounding.

 

Learn more about the investment process behind the Defined Risk Collective Investment Funds.

Become an Outcome-Oriented Advisor

Stop the fiduciary insanity. Focus on plan participant outcomes, not product.

Utilize an investment solution that addresses risk directly and the challenges plan participants face.

The Swan Defined Risk Collective Investment Funds (CIFs) are an ideal investment solution for Outcome-Oriented Advisors:

  • Address risk aversion and limit statement shock
  • Utilize a broad range of funds across various risk tolerances providing flexibility for a glide path
  • Access a unique Stair-Step QDIA℠, an automated, age-based glide path
  • Achieve alignment between plan goals and participants outcomes

The Swan Defined Risk Collective Investment Funds series is are currently available on numerous retirement platforms and individual company employee benefit/retirement plans, and is co-managed in association with Gordon Asset Management, LLC. and Alta Trust Company, Inc.

For CIF investment and participation related questions, please contact Gordon Asset Management at: (866) 216‑1920, or visit their web page at www.wealthQB.com.

For general CIF inquiries, please contact Alta Trust at: 866–516-4015; or visit their web page at www.trustalta.com/swan. Alta Trust Company is a South Dakota chartered trust company that acts as trustee of the Fund.  Collective Investment Funds are bank maintained trust funds and are not registered with the Securities and Exchange Commission.  The Declaration of Trust describes the procedures for admission to withdrawal from a Fund.  The Declaration of Trust and the Fund’s Employee Benefit Summary should be read in conjunction with this information which is not intended to provide legal or tax advice.  Before investing in any Fund, Alta Trust recommends that you consider the Fund’s investment objective, strategies, risks and expenses.  Alta Trust encourages you to consult with your financial, legal and tax advisers prior to investment in any Fund.  Potential participants in any Fund may obtain a copy of the Employee Benefit Summary from the plan sponsor or from Alta Trust at [email protected].

Not FDIC Insured                                              May Lose Value                                                No Bank Guarantee