It’s all about outcomes, right?
Advisors and participants need a solution focused on participant outcomes that addresses risk and smooths returns to help keep participants on track.
But, is that what the market offers?
The industry seems to be product-oriented, focused on designing and marketing products that:
These are NOT focused on what’s best for the investor. Read more about the state of the retirement marketplace.
Let’s look at the typical asset allocation of Target Date Funds (TDF) in 2007 vs 2017. The portfolio construction for the average TDF is nearly the same in 2017 as it was in 2007, just before the 2008 Financial Crisis. So the industry is doing nearly the same thing, but should investors expect a different result?
We developed our Defined Risk Strategy in 1997 as a way to offer our clients a distinctive, innovative tool for minimizing market risk.
The strategy is designed to protect investor portfolios from large market declines, while capturing much of the market’s appreciation over time.
The Swan Defined Risk Collective Investment Funds series is are currently available on numerous retirement platforms and individual company employee benefit/retirement plans, and is co-managed in association with Gordon Asset Management, LLC. and Alta Trust Company, Inc.
For general CIF inquiries, please contact Alta Trust at: 866–516-4015; or visit their web page at www.trustalta.com/swan. Alta Trust Company is a South Dakota chartered trust company that acts as trustee of the Fund. Collective Investment Funds are bank maintained trust funds and are not registered with the Securities and Exchange Commission. The Declaration of Trust describes the procedures for admission to withdrawal from a Fund. The Declaration of Trust and the Fund’s Employee Benefit Summary should be read in conjunction with this information which is not intended to provide legal or tax advice. Before investing in any Fund, Alta Trust recommends that you consider the Fund’s investment objective, strategies, risks and expenses. Alta Trust encourages you to consult with your financial, legal and tax advisers prior to investment in any Fund. Potential participants in any Fund may obtain a copy of the Employee Benefit Summary from the plan sponsor or from Alta Trust at [email protected].
Not FDIC Insured May Lose Value No Bank Guarantee